PRICING

Transparent Plans. Flexible Pricing. Real Results.

Financial guidance should be straightforward, approachable and built around your goals. That’s why we offer clear pricing, no hidden commitments and flexible plans – so you stay in control while receiving expert support.

BASIC

PROTECTION

$39.99/month

Perfect for individuals who want to stay informed and protected.

 

Start with a $1 trial for your first 7 days

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Personal one-on-one review with a detailed pre-assessment of your credit profile, accounts, and next steps

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Real-time alerts & fraud protection tools

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$1 M identity theft insurance

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Privacy and data-broker removal support

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Monthly 3-bureau credit report

PREMIUM

PROTECTION

$139.98/month

Designed for clients who need ongoing guidance and a structured plan for credit and funding readiness.

 

Basic Protection +

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$99.99 credit restoration service fee (covers both spouses/partners on joint accounts; individual accounts for each spouse may require separate service fees, discussed during your assessment)

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Credit profile review & education

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Negotiation support for verified collections and settlements where applicable (client pays creditors directly)

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Personalized funding-readiness strategy and ongoing support

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Lifetime reactivation: if items we previously resolved return, we work them again at no charge as long as your Basic Protection is active

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Settlement Fee: If we negotiate a settlement or reduction on a collection, credit card, or lawsuit, our fee for you is 15% of the total savings.

 

* Clients with unpaid collections over $5,000 may have additional program requirements, discussed during their assessment.

Our Pricing Transparency Pledge

Our whole model is built on monthly clarity: you see the charge, you get the value, and you decide when it stops. No tricks. No surprise bills. Just protection that works as long as you need it, and stops the second you don’t. 

You stay in control

Results-based fairness

No hidden annual commitments

Lifetime reactivation included

Basic Protection Plan

No long-term commitments, cancel anytime. Start today with a 7-day, $1 trial and receive a personal one-on-one credit review with a detailed pre-assessment of your accounts and action plan. Stay on at $39.99/month for ongoing monitoring and protection, or upgrade to Standard whenever you are ready to actively work on your credit.

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